Marian C. Ferlaino

Assistant Vice President, Columbiana Region

Marian Ferlaino serves as Banking Officer of CFBank and Office Manager of the Calcutta Office. Ferlaino joined CFBank, formerly known as Central Federal Savings and Loan in 1993. Her responsibilities include developing and managing deposit accounts and managing client services in Calcutta. She is also responsible for serving the consumer loan needs of individuals in her market area.

Ferlaino received her education in finance through the Youngstown Institute of Financial Education with specialties in real estate law, mortgage and consumer lending and personnel management. In addition to having extensive knowledge of FDIC insurance coverage, she is a specialist in IRA’s and CDARS, which is a special program, offered by CFBank for full FDIC insurance on deposits up to $50 million.

Before joining CFBank in 1993, Ferlaino served at Potters Bank and Trust with a 10 year background in retail banking.

Ferlaino has been president of the Wellsville Kiwanis Club and is a member of the East Liverpool and Calcutta Area Chamber of Commerce, the Calcutta Rotary Club, the Southern Columbiana United Way and is a board member for the East Liverpool Quota Club and serves on the Salvation Army Advisory Board.

Ferlaino is a lifelong resident of East Liverpool.

Email: marianferlaino@cfbankmail.com

Margaret Gill

Mortgage Loan Originator

Margaret Gill is a Mortgage Loan Originator for CFBank. She is responsible for originating mortgages in the Columbiana Region which includes Wellsville and Calcutta offices.

Gill has been serving the local community for 42 years. She began her banking career in 1968 at Franklin National Bank, New York City. Later, in returning to the local community, she served at Perpetual Savings Bank in Wellsville, Ohio, assuming the role of teller and quickly advancing to bank officer. Margaret held numerous positions including Assistant Treasurer, Bookkeeper, Loan Department Supervisor and Loan Officer.

Before joining CFBank in July 2007, Gill served with Sky Bank as Mortgage Loan Originator servicing three local offices.

Margaret is a graduate of the Institute of Financial Education and has received various awards, including Residential Mortgage Lending Origination, Consumer Lending,
Supervisory Personnel Management and other lending and savings awards.

Margaret is a member of the Wellsville Area Chamber of Commerce and serves on the Welcome Committee. She is also a member of the East Liverpool Area Chamber of Commerce, Calcutta Area Chamber of Commerce, Northern Hancock Rotary Club, and the Beaver Creek Area Association of Realtors. Margaret is a member of the First Christian Church of Wellsville and serves as Board Clerk. She is a lifetime resident of Wellsville, Ohio and has two children and one grandchild.